PERSONALIZED CREDIT DISPUTE TOOLS

BAD CREDIT IS
COSTING YOU
THOUSANDS.

Every month you wait, you're paying more in interest, getting denied, and losing money that should be yours.

Credit repair companies charge $100–$150/month for 6 months to send template letters. We do it in seconds — starting at $9.99/month for founding members. Personalized to your report. Every letter.

$0
Avg annual bad credit cost
0%
Reports with errors
60s
Analysis time
$9.99
/mo founding price
JOIN AS FOUNDING MEMBER — $9.99/mo → SEE PLANS

CANCEL ANYTIME · NO CONTRACTS · 3-DAY CANCELLATION RIGHT

2,847 reports analyzed
All 3 bureaus
FCRA & FDCPA citations
English & Español
Personalized to your report
── PROCESS

HOW CREDITCLAW WORKS

01

SCAN

Upload your credit report from annualcreditreport.com. We parse every line across all 3 bureaus.

02

IDENTIFY

We cross-reference federal law and flags every error — things you didn't know were there.

03

DISPUTE

Personalized dispute letters with FCRA §611, §623, and FDCPA citations. Not templates. Personalized to your report.

04

TRACK

Monitor bureau responses. Strategy adjusts automatically. Bureaus have 30 days to respond by law.

── YOUR BAD CREDIT TAX

HOW MUCH IS BAD CREDIT COSTING YOU?

Drag the slider to your estimated credit score and see the annual cost.

YOUR ESTIMATED SCORE
620
300500670740850
$3,200
Extra mortgage interest/yr
$2,400
Extra auto loan interest/yr
$1,800
Extra credit card interest/yr
$1,200
Higher insurance premiums/yr
YOUR ANNUAL BAD CREDIT TAX
$8,600
Every year you wait, this is what it costs you
CreditClaw costs
$9.99/month = $120/year
That's a 24.7x return on investment
── THE DIFFERENCE

THEM vs CREDITCLAW

TRADITIONAL

$150/mo
Template letters
6-month contracts
No legal citations
Same letter for everyone
$900+ total cost
English only

CREDITCLAW

$9.99/mo
Personalized letters
Cancel anytime
FCRA/FDCPA citations
Unique to your report
No setup fees
English & Español

44,000 credit repair companies. $6.6B industry. 51% of CFPB complaints involve fraud.

── PLANS

STOP PAYING THE BAD CREDIT TAX

No setup fee. No contract. CROA compliant. Cancel anytime.

Only 47 founding member spots remaining

── THE DATA

THE NUMBERS DON'T LIE.

78%
OF CREDIT REPORTS CONTAIN ERRORS
Nearly 4 out of 5 credit reports have at least one error that could be costing you money right now.
SOURCE: FEDERAL TRADE COMMISSION
79%
OF DISPUTES RESULT IN A MODIFICATION
When errors are properly disputed with the right legal citations, the vast majority result in a change to your report.
SOURCE: CONSUMER FINANCIAL PROTECTION BUREAU
30 DAYS
IS ALL BUREAUS GET TO RESPOND
Under federal law (FCRA §611), credit bureaus must investigate and respond to your dispute within 30 days — or the item must be addressed.
SOURCE: FAIR CREDIT REPORTING ACT

Your story could be next. → Join as a founding member

── FAQ

QUESTIONS ANSWERED

How is CreditClaw different from other credit repair companies?+
Traditional credit repair companies charge $100–$150/month to send the same template letter to every customer. CreditClaw analyzes your specific report, identifies the strongest legal grounds for each item, and generates personalized dispute letters citing exact FCRA and FDCPA sections. Every letter is personalized to your specific report and errors. $9.99/month for founding members — no contract.
How do I get started?+
Sign up as a founding member ($9.99/mo), upload your credit report from annualcreditreport.com, and we analyze it across all 3 bureaus. You receive personalized dispute letters within 48 hours. Cancel anytime — no contracts, no setup fees. Under CROA, you also have a 3-business-day right to cancel for a full refund.
How does the dispute process work?+
We analyze your credit report across all 3 bureaus (Equifax, Experian, TransUnion), identifies errors and disputable items, then generates personalized dispute letters with specific legal citations. You receive the letters as downloadable PDFs, ready to mail via certified mail. Bureaus have 30 days to respond by law. If items aren't verified within 30 days, the bureaus are required to address the dispute under federal law.
Can I cancel anytime?+
Yes. No contract, no cancellation fee. Under CROA, you also have a 3-business-day right to cancel for a full refund after signing up. After that, cancel anytime — your current billing period completes and you're done.
Is my data safe?+
We use zero-retention processing — your credit data is never stored long-term or used for training. We ask you to redact your full SSN and account numbers before uploading. All data is encrypted in transit and at rest. We never sell your information to third parties. Ever.
Do you offer services in Spanish?+
Yes. CreditClaw is fully bilingual. We generate dispute letters, reports, and communications in both English and Spanish. Español is not an afterthought — it's built into the core product.
── STOP WAITING

EVERY MONTH YOU WAIT COSTS YOU MORE

Bad credit doesn't fix itself. The errors on your report are costing you money right now — in higher interest rates, denied applications, and lost opportunities.

Only 47 founding member spots remaining

JOIN AS FOUNDING MEMBER — $9.99/mo →

CANCEL ANYTIME · NO CONTRACTS · 3-DAY CANCELLATION RIGHT